Credit Card
Choose from 100+ credit cards with rewards, cashback and travel benefits — all with up to 50 days interest-free credit.
About Credit Cards
A PaisaEHub.com Credit Card gives you convenient access to credit, rewards and lifestyle benefits from India's leading banks and financial institutions.
We help you compare and apply for credit cards matched to your spending pattern — whether you want cashback, travel rewards, fuel savings or shopping benefits.
With up to 50 days of interest-free credit, easy EMI options and contactless payments, your credit card becomes a smart financial tool, not just a payment method.
Cashback Cards
Earn flat cashback or bonus rewards on online spends, fuel, groceries and utility payments.
Travel & Mileage Cards
Accumulate air miles and reward points on travel, dining and hotel bookings with free airport lounge access.
Shopping & Lifestyle Cards
Get discounts and reward points on fashion, dining, OTT subscriptions and premium brand purchases.
Fuel & Commute Cards
Save on fuel surcharges and earn points on petrol, diesel and other commuting expenses.
Premium & Super Premium Cards
Enjoy high credit limits, concierge services, travel insurance and exclusive lifestyle privileges.
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Features & Benefits
Everything that makes a PaisaEHub.com Credit Card a powerful addition to your wallet.
Wide Card Selection
Compare 100+ credit cards from top banks and NBFCs to find your perfect match.
Interest-Free Credit
Enjoy up to 50 days of interest-free credit on your purchases every billing cycle.
Rewards & Cashback
Earn reward points, cashback and milestone benefits on everyday spends.
EMI & Flexi-Pay
Convert large purchases into easy EMIs with flexible tenure options.
Contactless & Secure
Tap-and-pay, tokenised online transactions and advanced fraud protection.
Lifestyle Perks
Access lounge access, dining offers, movie tickets and other lifestyle benefits.
Eligibility & Documents
Check if you qualify and what paperwork you'll need to keep ready.
Eligibility Criteria
| Age | 21 to 60 years (varies by card and issuer) |
| Income | Minimum ₹25,000 per month for most entry-level cards |
| Employment | Salaried or self-employed with regular income and clean banking history |
| Credit Score | 750 and above for premium cards; 700+ for entry-level cards |
| Residency | Indian resident with valid address and identity proof |
| Banking History | Active bank account with regular transactions and not more than 1 bounce |
Documents Required
- ✓PAN Card
- ✓Aadhaar Card / Passport / Driving Licence
- ✓Latest 3 months salary slips
- ✓Last 3–6 months bank statement
- ✓Latest 2 years ITR and financials / Latest Form 16
- ✓Passport size photograph
- ✓Address proof (if different from Aadhaar)
Interest Rate & Charges
Transparent pricing — no hidden costs, ever.
| Annual Fee | ₹0 – ₹10,000+ (varies by card; many lifetime-free options) |
| Interest Rate (APR) | 2.5% – 3.5% per month (30% – 42% p.a.) on outstanding balances |
| Cash Advance Fee | 2.5% – 3% of amount withdrawn, minimum ₹300–₹500 |
| Late Payment Fee | ₹100 – ₹1,300 depending on outstanding amount |
| Overlimit Fee | 2.5% of overlimit amount (if applicable) |
| Reward Redemption | Redeem against statement credit, travel, vouchers or merchandise |
*Final fees, limits and benefits depend on the card issuer, your income profile and credit score.
Fee & Charges Calculator
Estimate your credit card costs instantly — calculated on the server with PHP.
Enter your spend and payment details to estimate interest charges.
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Apply NowFrequently Asked Questions
Answers to the most common questions about our Credit Cards.